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Reference13 providers

Insurance & Protection

Thirteen insurers who cover this industry, and the qualification-recognition trap that leaves practitioners uninsured without knowing it.

Protecting yourself, your business and your clients

Having insurance is essential. Having the RIGHT insurance is critical. Many practitioners are surprised to learn that not all qualifications, certificates or training courses are automatically recognised by insurers.

If your training does not meet your insurer’s requirements, or you are performing treatments outside the scope of your cover, you may not be protected if something goes wrong. Before offering any treatment, check that your qualifications are accepted, that your policy covers the services you provide, and that your cover is up to date.

Whether you are a student, therapist, clinic owner or employer, review your policy regularly. Protect your reputation, your business and your clients by making insurance a priority rather than an afterthought.

13 providers

Insurance providers for beauty, aesthetics and holistic therapies

  • Salon Gold

    Main specialisms
    Beauty, salons, holistic, mobile therapists
    Recognition
    Very High
    Typical users
    Freelance therapists, salons, mobile practitioners
    Notes
    One of the UK's best-known beauty & salon insurance brands
  • BABTAC Insurance

    Main specialisms
    Beauty, spa, holistic, salons
    Recognition
    Very High
    Typical users
    Beauty therapists, salons, spa professionals
    Notes
    Membership organisation with insurance, standards, and professional support
  • ABT Insurance

    Main specialisms
    Beauty, nails, holistic, aesthetics
    Recognition
    Very High
    Typical users
    Beauty & holistic practitioners
    Notes
    Widely used across beauty and complementary therapy sectors
  • Hamilton Fraser

    Main specialisms
    Medical aesthetics, clinics, injectables
    Recognition
    Very High
    Typical users
    Aesthetic clinics, medical practitioners
    Notes
    Highly recognised within cosmetic medicine and advanced aesthetics
  • Insync Insurance

    Main specialisms
    Beauty, salons, advanced aesthetics
    Recognition
    High
    Typical users
    Self-employed and salon businesses
    Notes
    Specialist beauty and salon insurance broker
  • Beauty Insured

    Main specialisms
    Aesthetics, cosmetic treatments
    Recognition
    High
    Typical users
    Aesthetic practitioners and clinics
    Notes
    Specialist aesthetics and malpractice insurance provider
  • Balens

    Main specialisms
    Holistic therapies, complementary health
    Recognition
    Very High
    Typical users
    Holistic therapists and wellness professionals
    Notes
    Long-established complementary therapy insurer
  • Holistic Insurance Services

    Main specialisms
    Complementary & holistic therapies
    Recognition
    High
    Typical users
    Massage, Reiki, reflexology, wellness
    Notes
    Specialist holistic and wellbeing cover
  • Protectivity

    Main specialisms
    Beauty, mobile therapists, freelancers
    Recognition
    High
    Typical users
    Self-employed practitioners
    Notes
    Popular among freelancers and mobile beauty businesses
  • Everywhen

    Main specialisms
    Aesthetics, clinics, advanced beauty
    Recognition
    High
    Typical users
    Clinics and advanced treatment providers
    Notes
    Formerly Towergate Health & Beauty
  • PolicyBee

    Main specialisms
    Beauty and therapist insurance
    Recognition
    Moderate–High
    Typical users
    Small businesses and therapists
    Notes
    Broker-style comparison and specialist policies
  • Professional Beauty Direct

    Main specialisms
    Salons, beauty, laser
    Recognition
    Moderate–High
    Typical users
    Beauty salons and advanced practitioners
    Notes
    Covers salons, laser, and specialist treatments
  • Simply Business

    Main specialisms
    General business & beauty insurance
    Recognition
    Moderate–High
    Typical users
    Salons and freelancers
    Notes
    Insurance comparison platform with multiple insurers

This list is a starting point for your own research rather than a recommendation. B.O.B is not an insurance broker and takes no commission on any policy listed here. Always confirm the cover, the qualification requirements and the exclusions directly with the provider before you buy.

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